Canadians concerned about their Mortgage Renewing
More than 3 million Canadians have a mortgage renewing in the next 18 months, and most of them are worried about it. Royal LePage has recently issued a press release. These are the highlights:
- 16% of current mortgagees will be renewing their lending agreements within the next 12 months, while another 15% will be renewing in 12 to 18 months
- Almost three-quarters (74%) of Canadian mortgage holders currently have a fixed-rate mortgage; 20% have a variable-rate mortgage
- 40% of variable-rate or hybrid mortgage holders concerned about their upcoming renewal say they plan to switch to a fixed rate
- 64% of variable-rate or hybrid mortgage holders say that higher interest rates have caused their mortgage payment to hit its trigger rate and thus increased their monthly cost
- 76% of variable-rate or hybrid mortgage holders say that higher interest rates have caused financial strain on their household, causing them to reduce spending and dip into savings
Here are specifics of the mortgage renewal survey
Ottawa Condo for Sale
Vanier
507-158A McArthur Avenue
$285,000
Virtual Tour
Virtual Tour
Welcome to Chateau Vanier suite 507-158A McArthur Avenue. A gracious foyer leads you to a spacious 2 bedroom 1 bath condo. Hardwood under carpet. Bright living / dining room with adjacent balcony. Ample closets and in suite storage. Well managed building. Amenities include elevators, fitness centre, indoor pool, party room, sauna, library, party room, meeting room, ample visitors parking, expansive garden, and various shops. 1 underground parking and locker. Close to various shops including 24 hour Loblaws across the street. 2 blocks away from Riverain Park including walking and biking paths. Proximity to Adawe Crossing Bridge connects you to Sandy Hill and uOttawa. Close to downtown and easy access to 417. Immediate possession available.
What’s happening in Ottawa this weekend
There are many activities in Ottawa this week-end. Check it out – if you are brave enough…
Delays in Housing Construction in Canada
The Canadian Real Estate Wealth blog of the The Canadian Real Estate Magazine reports that in our approval process for new homes Canada ranks 34 out of 35 within the Organization of Economic Co-operation and Development (OECD). It takes 250 days to get a permit – 3 times longer than in the US.
Having seen how the official plan and the secondary plans are drafted. My experience has been to see the secondary plans drafted then every time a proposed construction is received an exception to the plan is reviewed. Seems the plans rarely anticipate what will really be proposed. Then of course consultation at many levels ensues and creates delays. Could it not be that the plan be more in keeping with what will likely be proposed.
Halloween Decorations – Clay Ghost Tea Lights
For those of you who haven’t finalized their Halloween decorations. Or for those who need an extra little something here are simple clay ghost tea lights.
Architecture – War of the Operas
ADD INTERIOR PICS
Academy of Music
East 14th Street and Irving Place, Manhattan
1854 – 1926
The Metropolitan Opera House – also known as the Old Metropolitan Opera House
1411 Broadway
1883 – 1967
J. Cleveland Cady
I chose to explore this topic as it will be featured in season 2 of The Gilded Age, wich will be released on Sunday, October 29.
Between 1906 and 1910 New York City was the setting of the War of the Operas.
At first the Academy of Music was the setting for Operas. It was considered the epitomy of high culture and refinement. Initially 4000 seats on 5 levels a fire in 1866 necessitated rebuilding and reduced the number of seats to 2500. New York high society had their boxes. These were owned by the old money. New money was not able to obtain boxes. New money at the time being John D. Rockefeller, J.P. Morgan, and William Kissam Vanderbilt.
The battle started when the new money had the Metropolitan Opera house built. Twice the size of the Academy it was of course very opulent. Boxes were purchased at the time for $15,000 ($46,000 in today’s money).
Eventually Caroline Aster who was the ultimate New York socialite conceded and relocated to the Metropolitan Opera House. With her acceptance of the new operat house the rest of the old money followed.
Academy of Music
East 14th Street and Irving Place, Manhattan
1854 – 1926
The Metropolitan Opera House – also known as the Old Metropolitan Opera House
1411 Broadway
1883 – 1967
J. Cleveland Cady
I chose to explore this topic as it will be featured in season 2 of The Gilded Age, wich will be released on Sunday, October 29.
Between 1906 and 1910 New York City was the setting of the War of the Operas.
At first the Academy of Music was the setting for Operas. It was considered the epitomy of high culture and refinement. Initially 4000 seats on 5 levels a fire in 1866 necessitated rebuilding and reduced the number of seats to 2500. New York high society had their boxes. These were owned by the old money. New money was not able to obtain boxes. New money at the time being John D. Rockefeller, J.P. Morgan, and William Kissam Vanderbilt.
The battle started when the new money had the Metropolitan Opera house built. Twice the size of the Academy it was of course very opulent. Boxes were purchased at the time for $15,000 ($46,000 in today’s money).
Eventually Caroline Aster who was the ultimate New York socialite conceded and relocated to the Metropolitan Opera House. With her acceptance of the new operat house the rest of the old money followed.
50 things retirees should throw out
I was going to say who writes these things? Then I saw the link autoreviewhub.com. It’s an interesting list; if nothing else it will start you thinking. Their list includes: cars, linen, small kitchen appliances, shoes, sentimental items.
Yesterday, 2 years after moving into my condo, I sorted out the top shelves in my bedroom closet. Some things had been put there immediately after the move, unclear if I would use or not. Well 2 years later safe to say some is not.
Apparently this is a favourite topic of mine. And so here are the links to posts I’ve shared over the course of several years:
- 4 things I decluttered after moving into a new home
- Declutter your home in just 14 days
- The first 15 things to do to declutter your life
- Ideas to declutter your life
- Declutter your entryway
- Declutter your home
- 10 beautiful DIY ways to declutter your closet
- 89 things to remove from your home & your life
- 10 things you could get rid of today
- Swedish Death Cleaning
Open House
Sunday October 21,
2PM to 4PM
Westboro West
1809-485 Richmond Road
$549,000
Welcome to suite 1809 at the UpperWest at 485 Richmond, Westboro – West. Bright 1 bedroom 1 bath condo provides such flexibility of use. The living/dining area w den provides the perfect place to entertain or to watch the sunset over the river. Pull out the Murphy bed & you have a second sleeping area. Kitchen w island, granite countertop, ss appliances, provides ample storage & workspace. Bedroom is large enough to provide a desk area. Pull down the electric blinds to not be distracted by the ever-changing views of the river which culminates every day with a stunning sunset. Contemporary bathroom with walk-in shower. High quality vinyl flooring throughout. In-suite laundry. Freshly painted. Great amenities include well-equipped gym, recreation room, & rooftop deck w BBQ. Located at the western edge of Westboro w its numerous shops, cafes, restaurants, & services. Steps from LRT & the pathways of the Kichi Zibi Mikan Parkway along the Ottawa River. Status certificate available on request.
Virtual Tour
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