Home insurance can be tricky! You absolutely need it but… First off you need the liability portion whether you own a house, a condo, or rent. It’s important to have a better understanding of your insurance policy and it’s limitations. For instance did you know that you may have insurance for $500,000 for your home and that may include content but it wont include specific content beyond a certain value. Artwork, persian rugs, a valuable antique, a musical instrument, and certainly jewelry need to have specific riders. This article from the CBC highlights a few misconceptions.
